Fixed-Rate 抵押贷款 | Adjustable Rate 抵押贷款 | First-Time 首页buyer Program | FHA贷款 | Jumbo 抵押贷款 | Single-Close Construction Loan | 土地贷款 | VA贷款 | 美国农业部的贷款 | |
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马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | |
Key 好处 |
Predictable payments No interest-rate surprises |
Lowest short-term rates Initial lower monthly payments |
Low down payment No mortgage insurance |
Low down payment Government-backed |
Loan for higher-priced properties1 No mortgage insurance |
One closing, one loan2 |
让你的土地和房屋贷款分开 |
No down payment No mortgage insurance |
No down payment |
A Good Option If You |
希望你的利率和付款在贷款期间保持不变 计划在你的房子里住几年 |
你对利率和付款一开始是固定的,然后再调整感到满意吗 Don't plan to stay in the home long |
没有足够的首付款 在过去三年内没有房子 |
没有足够的首付款 信用不够完美或信用记录有限 |
想要避免两次或两次以上的贷款购买房屋不超过100万美元 Have established credit history |
想要一笔涵盖新房建设的贷款,然后转换为标准抵押贷款 |
Are buying a lot for a future home |
是否美国退伍军人、现役军人、预备役军人或尚存配偶 |
是否在农村地区购买房产 满足你所在国家的收入限制 |
Available Loan Terms |
购买 & 再融资: 5, 7, 10, 15, 20, and 30年 |
购买 & 再融资: 5/5 ARM 30 year and 7/6 ARM 30 year. 请致电了解其他ARM产品和条款的信息. |
15, 20, and 30 year fixed 5/5 ARM and 7/6 ARM |
购买 & 再融资: 15 and 30年 |
Fixed and adjustable rate options |
12-month construction term |
1 year maximum |
购买 & 再融资: 15 and 30年 |
购买: 30年 |
Interest Rate As Low As |
购买:5.375% for 15-Year Fixed 再融资: 5.500% for 15-Year Fixed |
采购:7.000% for 3/6 ARM 30-Year 再融资:7.500% for 3/6 ARM 30-Year |
6.625% for 15-Year Fixed 7.625% for 7/6 ARM 30-Year |
购买:5.625% for 30-Year Fixed 再融资: 5.625% for 30-Year Fixed |
利记 for Options | 利记 for Options | 利记 for Options |
购买:5.750% for 30-Year Fixed 再融资: 5.750% for 30-Year Fixed |
购买:5.625% for 30-Year Fixed |
APR As Low As |
购买:5.439% for 15-Year Fixed3 再融资: 5.564% for 15-Year Fixed3 |
采购:7.949% for 3/6 ARM 30-Year4 再融资:8.086% for 3/6 ARM 30-Year4 |
6.684% for 15-Year Fixed5 7.949% for 7/6 ARM 30-Year4 |
购买:6.376% for 30-Year Fixed6 再融资:6.376% for 30-Year Fixed7 |
利记 for Options | 利记 for Options | 利记 for Options |
购买:5.965% for 30-Year Fixed8 再融资: 5.967% for 30-Year Fixed9 |
购买:6.100% for 30-Year Fixed10 |
没有点 | — | — | — | — | |||||
No 抵押贷款 保险 (PMI) | — | — | — | — | — | — | |||
首付 | As low as 5% of purchase price | As low as 10% of purchase price | As low as 5% of purchase price | 低至3.5% of purchase price | Varies based on loan terms chosen | As low as 10% of purchase price | 20% or more of lot value | $0 | $0 |
贷款限制 | — | — |
Up to $450,000 |
— |
Up to $1 million |
Up to $1 million |
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Special Feature | — | — | — | 联邦住房管理局(FHA) | — | — | — | Guaranteed by the U.S. Department of Veterans Affairs (VA) | Offered by the U.S. Department of Agriculture (USDA) |
马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 |
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